Lending

Key Lending Strategies for Growth, Profitability, and Retention

 

In a challenging economy with stagnant loan growth and low consumer confidence, successful credit unions must find ways to refresh and elevate their lending programs to ensure growth and profitability. Explore a holistic, proactive approach to increased loan growth and profitability. Gain insight into industry trends and the impact on credit unions. Discover creative lending strategies that have proven to increase loan and membership growth. Learn what you can do to maximize your most powerful marketing resources to grow your credit union. Discover new ways to attract and retain more members (even your disgruntled members). Learn what you can do to build stronger relationships with every member that leads to more loan opportunities. Delve into ways you can improve delinquencies and minimize loan losses.

 

Ten Steps to Increased Loan Growth

 

2013 will continue to be a challenging year; therefore, successful credit unions must develop a plan of action to ensure loan growth and profitability are maximized and delinquencies are minimized. Discover a 10-step plan of action to help you maximize loan growth and profitability, and minimize delinquencies while increasing membership loyalty. This plan of action includes creative lending strategies; low cost effective marketing strategies to capture more loan opportunities; innovative programs and initiatives to increase loan opportunities and profitability.

 

Risk-Based Lending: Best Practices to Maximize Growth and Profitability

 

Explore risk-based lending best practices that have proven to increase loan growth and profitability. Learn how you can cultivate a proactive lending philosophy that will bring in more loan opportunities and increase member loyalty. Discover creative lending strategies that help you capture more profitable loans. Learn how you can analyze credit reports and show members how they can improve their credit scores. Find out what you can do to strengthen relationships with your existing and new members seeking loans. Explore risk management strategies that help successful credit unions minimize losses and delinquencies.

 

Proactive Lending Strategies for Growth

 

Discover how to cultivate a proactive lending philosophy that can increase loan growth, profitability, and membership. Explore proven strategies that lead to increased loan growth and profitability. Delve into creative and proactive lending strategies that help you capture more loans. Find out what you can do to build stronger relationships with every member and capture more loan opportunities. Learn what you can do to manage risk and minimize losses.

 

Lending in Challenging Times: Ten Best Practices!

 

In a challenging economy with job losses, increased bankruptcies, and a strong focus on risk management, credit unions have found it difficult to increase loan growth and profitability. Discover a unique lending program called the Credit Score Management (CSM) Program that can help you capture more loans and increase profitability. Learn how CSM can help members increase their credit score. Explore how FREE credit score analyses (CSAs) can increase loan opportunities. Discover how you can build member loyalty for life and minimize delinquencies. Learn how you can turn loan denials into profitable loans thereby capturing more loans.

 

Lending in Today’s Economy

 

Explore today’s marketplace/ and how credit unions can increase loan opportunities successfully in this challenging economy. Identify the opportunities for growth that exist for credit unions. Discover creative lending and marketing strategies that have proven to increase loan growth and profitability in a difficult economy. Learn how you can capitalize on your most powerful marketing resources to bring in more profitable loans. Uncover creative lending programs that can help you capture more profitable loans and increase member loyalty for life!

 

Credit Scoring and Analysis: Helping Members Improve their Credit Score

 

Explore a unique approach to help your members get loans with your credit union. Discover the best approach to analyze the credit report to assess risks. Learn what you can do to help your members improve their credit score. Identify which products improve and/or hurt members’ credit scores. Discover how you can restructure members’ debt to improve their credit score, lower their monthly payments, and reduce high interest rate credit cards from other financial institutions.

How can we help?

 

Give us a call or submit a business inquiry online.

Experienced over 23 percent loan growth as of September 2015 with the majority of loan growth in auto loans!

Chaz Rzewnicki, Vice President of Lending, Dover Federal Credit Union ($420 Million in Assets), Delaware

Discover new ways to grow your credit union!

Celeste Cook is founder and President/CEO of cuStrategies LLC. As a credit union industry strategist, Celeste provides strategic planning services, experienced consulting services, and expert training programs...

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